The answer is ambiguous because no context is given. Every answer is assuming particular mathematical conventions. But different contexts (calculator, programming language, written mathematics) use different conventions and no particular convention is correct.
Precedence between division and multiplication varies. In some cases (most programming languages), multiplication and division have equal precedence. In some written mathematics a division written with the ÷ symbol takes precedence: the division is assumed to be multiplication by the reciprocal, i.e. 48 x (1/(2(9+3))). The reciprocal being part of the term so the brackets around the (1/...) are implied. However, some maths sources consider implied multiplication (the 2 written next to (9+3) without a multiplication sign) to be higher precedence than division. And other sources agree but only if there isn't a bracket involved (there is in this case). [See example below]. So in written maths the answer is 2 or 288 depending...
In programming languages, when multiplication and division precedence is equal, associativity comes into play: do we evaluate left or right term first? Again that is decided by convention dependent on context, although binary operators like these are usually left-associative.
In C++, C#, Java, JavaScript, Python, etc. etc. the expression must be written so: 48 / 2 * (9 + 3), there's no way to write implied multiplication without adding extra brackets (which would defeat the point of the question). Left-associativity will give the result 288 for all those languages and more.
All of that together means that there is no single correct answer to this question. The answer depends on where you wrote or typed or expected to use this. No particular convention is correct. And exactly because of that you are always be advised to write such an expression with brackets or a horizontal fractional line to remove the ambiguity.
Here's a specific example of discrepancy between calculator and maths text cited from Wikipedia: "Wolfram Alpha [prominent maths engine] considers that implied multiplication without parentheses precedes division, unlike explicit multiplication or implied multiplication with parentheses. 2*x/2*x and 2(x)/2(x) both yield x^2, but 2x/2x yields 1. The TI 89 calculator yields x^2 in all three cases."